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United Heritage Credit Union Breaks Ground on Parmer Branch
United Heritage Credit Union officially broke ground on its newest branch, which will be at 8715 West Parmer Lane in Austin. This marks a significant step forward in the Credit Union’s con...
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2025 Holiday Toy Drive
United Heritage Credit Union has teamed up with the United Heritage Charity Foundation to host a Holiday Toy Drive from Wednesday, October 22, 2025 to Friday, November 14, 2025 benefiting the Wi...
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The Lifestyle Upgrade - Why Up Sizing Now Makes Sense
For many homeowners, the question isn’t if you’ll eventually need more space; it’s when. If you’ve been thinking about up sizing your home, there are plenty of reasons to...
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The School District Advantage - Why Timing Matters for Families
For families with children, choosing a home isn’t just about bedrooms and square footage, it’s also about schools. Where you live plays a huge role in shaping your child’s educ...
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Today's Market and Your Financial Future - Locking in Value and Building Equity
When people talk about real estate, they often focus on interest rates. But buying a home is about much more than the rate you lock in today. It’s about building equity, securing long-term...
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What is the Difference Between a Will and a Trust?
A Will lets you nominate guardians for kids and pets, designate where assets go, and specify final arrangements. A Trust can provide greater control over when and how your assets are distributed...
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Who Needs an Estate Plan?
Short answer: Everyone. It’s easy to try and convince ourselves that we don’t need an Estate Plan. But the reality is, we would all be better off if we were planning a little more fo...
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What is Estate Planning?
Estate Planning is simply the process of making it clearly known how you want your estate to be handled after you pass or if you’re incapacitated and unable to handle things on your own. C...
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Our New Phone System Is Now Live!
Our new phone system is officially live -- giving you an easier, faster way to connect with us over the phone. Read more about our new updates.
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Our Menchaca Branch Services are Changing
We're making some changes to the Menchaca Branch (6400 Menchaca Rd). Effective September 29, 2025, branch service hours and options are changing.
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United Heritage Awards $20,000 in Scholarships to Deserving Students
United Heritage Credit Union and the United Heritage Charity Foundation have proudly awarded two $10,000 scholarships to outstanding recent high school graduates, Katelynn Bates and Gino Burke. ...
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Lending a Hand: Help UHCU Support Flood Relief Efforts
The recent floods have brought unprecedented challenges to many families in our community, and our hearts go out to everyone affected. At UHCU, we believe in the power of people helping people, ...
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A New, Easier Way to Reach Us is Coming!
UHCU will be upgrading how you can connect with us over the phone! Click here to read more about how these changes may affect you.
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2025 School Supply Drive!
The back-to-school season should be an exciting time, but for many families, it comes with financial stress. That's why United Heritage Credit Union is stepping up once again with our annual...
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United Heritage Credit Union Announces Partnership with Austin Humane Society to Donate $300 for Every Home Financed
United Heritage Credit Union (UHCU) is proud to announce its collaboration with Austin Humane Society (AHS) to support pet adoption initiatives and animal welfare efforts in the community. UHCU ...
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United Heritage Credit Union Partners with Breast Cancer Resource Center
United Heritage Credit Union is proud to announce a $13,000 donation to Breast Cancer Resource Center through its Charity Foundation. This contribution reflects the Foundation's ongoing comm...
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United Heritage Credit Union Donates $10,000 to Urban Roots
United Heritage Credit Union is proud to announce a $10,000 donation to Urban Roots through its Charity Foundation as part of a sustaining sponsorship. This contribution reflects the Foundation&...
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United Heritage Credit Union Selected as Industry Experts on Viewpoint with Dennis Quaid
United Heritage Credit Union Selected as Industry Experts on Viewpoint with Dennis Quaid to Discuss “Cooperative Impact – Exploring Credit Unions”
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Our Kyle Branch Drive-Thru Services are Changing
We're making some changes at the Kyle Branch (5029 Kyle Center Dr.) to better serve you! Starting Monday, June 2, the drive-thru services will no longer be available. The two drive-up A...
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Our Southwest Branch Drive-Thru Services are Changing
We're making some changes at the Southwest Branch (5011 W. Slaughter Ln.) to better serve you! Starting Monday, May 19, the drive-thru services will no longer be available. The two...
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The 5 Pillars of Financial Literacy Everyone Should Know
Let's be real - most of us weren't taught how to manage money in school. Yet, financial literacy is one of the most valuable life skills you can have. It's not just about making mone...
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2025 Diaper Drive Benefitting PATH
We are excited to announce that for the month of April, United Heritage will be supporting PATH as its Diaper Drive sponsor of the month! The United Heritage Charity Foundation has been working ...
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Mortgage Rates Just Dropped—Here’s Why Now Is the Time to Buy
If you've been considering buying a home, now might be the perfect opportunity. According to a recent CNBC report, mortgage demand has surged by 11% as interest rates have dropped. Lower rat...
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2025 Observer Volume I
Click here to read our latest Observer newsletter. This volume includes articles on the following topics: Homebuyer Savings Account, debt consolidation, UHCF scholarship updates, Board of Direct...
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Managing Debt in 2025: Practical Tips for Financial Freedom
As we begin 2025, many are focusing on financial goals, and for many, that means tackling debt. With rising living costs, it’s important to take a proactive approach to managing what you o...
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Our Tyler Branch Drive-Thru Services are Changing
We're making some changes at the Tyler Branch to better serve you! Starting Monday, February 24, the drive-thru services are transitioning to our new innovative ATMs. The two drive-up A...
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Mastering Your Finances: Budgeting and Building an Emergency Fund Made Simple
Managing your finances doesn't have to feel overwhelming. With just a few practical steps, you can take control of your money, reduce stress, and set yourself up for future success. Whether ...
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Why Savings Goals Matter
When it comes to creating a successful savings plan, the first and most crucial step is defining a clear savings goal. A goal gives your financial efforts direction, purpose, and a reason to sti...
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Take Your Savings to the Next Level with Smart Investments
Saving money is a great first step, but growing it is how you unlock greater financial potential. Once you’ve built a solid savings foundation, exploring investment options can help you ma...
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Simple Strategies to Save More Without Sacrificing Fun
Saving money doesn’t mean giving up the things you enjoy—it’s about making smarter choices and turning small changes into big opportunities. By identifying unnecessary expenses...
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Smart Ways to Save with United Heritage Credit Union
Saving money doesn’t have to be complicated or stressful—especially when you take advantage of the unique benefits offered by United Heritage Credit Union (UHCU). From competitive ra...
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Smart Saving Strategies
Saving money isn't just about cutting costs - it's about creating habits and systems that make saving easy and effective. If you're ready to take control of your financial future, fo...
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UHCU Partners with Central Texas Food Bank to Combat Food Insecurity in Texas
United Heritage Credit Union (UHCU) is proud to share the success of its partnership with Central Texas Food Bank, which raised funds and provided meals for families facing food insecurity in Te...
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Love Your Savings: 10 Steps to Increase Your Savings
Saving money is one of the smartest financial habits you can develop. Whether you're preparing for a major milestone, planning for retirement, or simply aiming for peace of mind, strong savi...
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United Heritage Credit Union Donates Additional $15,000 to Austin Pets Alive!
United Heritage Credit Union is proud to announce an additional $15,000 donation to Austin Pets Alive! (APA) supporting their lifesaving animal welfare efforts. This donation was made possible t...
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2024 Observer Volume III
Click here to read our latest Observer newsletter. This volume includes articles on the following topics: Financial Report Refer a Friend 2024 Donation Partners and more!
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Save for Your Dream Home with a Homebuyer Savings Account
Are you dreaming of owning your own home? A Homebuyer Savings Account can be a powerful tool to help you reach that goal. These specialized accounts offer a variety of benefits that can make the...
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Bring Joy To A Family Impacted By Abuse
If you want to make a difference by bringing joy to a child who has faced trauma or offering support to a parent in need, we invite you to get involved with Williamson County Children's Advo...
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United Heritage Credit Union Donates $20,000 to BookSpring
United Heritage Credit Union is proud to announce a $20,000 donation to BookSpring through its Charity Foundation. This contribution demonstrates the Foundation's unwavering dedication to fo...
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United Heritage Credit Union Donates $20,000 to Austin Pets Alive!
United Heritage Credit Union is proud to announce a $20,000 donation to Austin Pets Alive! through its Charity Foundation. This significant contribution highlights the Foundation's ongoing c...
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2024 Central Texas Food Bank Donation Drive
This holiday season, let's come together to spread warmth, joy, and generosity. United Heritage Credit Union is thrilled to host a donation drive with the Central Texas Food Bank under the h...
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What is FAFSA? Securing Financial Aid For Your College Dreams
The Free Application for Federal Student Aid (FAFSA) is your key to unlocking financial aid for college. While it may seem daunting, breaking it down into simple steps can make the process a bre...
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2024 Holiday Toy Drive
United Heritage Credit Union has teamed up with the United Heritage Charity Foundation to host a Holiday Toy Drive from Tuesday, November 12, 2024 to Friday, November 29, 2024 benefiting the Wil...
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Our Southwest Branch is Updating Operating Hours
Effective Saturday, November 23, 2024, our Southwest branch will be closed on Saturdays. Our lobby will remain open and our drive-up ATMs with expanded features will be available. L...
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Free Up Funds with Skip-A-Pay
With our Skip-A-Pay program, you can temporarily pause your loan payment, giving yourself and your budget a much needed break. Click here to learn more about this program.
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Get Assistance Navigating Your Medicare Benefits with UHCU
United Heritage Credit Union strives to provide you with the services and products that will enhance your financial position and create a successful future. Read more to learn how we are he...
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Saving for Your First Home: A Step-by-Step Guide
Saving for your first home requires careful planning and smart financial strategies. This guide offers steps to help you budget, maximize savings, and explore down payment assistance programs to...
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Georgetown Branch Closing for Renovations
The Georgetown branch is being renovated soon. We’re excited to make updates to the interior of this branch in order to improve our members’ experience. Schedule of Closures for Ren...
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United Heritage Credit Union Donates Over 2,000 Supplies to Local Children in Need
Through the generous contributions of our members and employees, we collected and donated over 2,000 school supplies to help local children in need prepare for the upcoming school year. Click to...
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Protect Yourself from Fake Websites
The internet is a fantastic resource, but it's also a breeding ground for scammers. Fake websites, designed to mimic legitimate businesses, are becoming increasingly sophisticated. Read more...
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United Heritage Credit Union Donates $10,000 to Safe in Austin Rescue Ranch
United Heritage Credit Union proudly announces a $10,000 donation to Safe in Austin Rescue Ranch through its Charity Foundation.
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2024 School Supply Drive!
The new school year is fast approaching, and for many families, affording school supplies can be a challenge. United Heritage Credit Union is here to help! We're hosting a School Supply Driv...
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2024 United Heritage Charity Foundation Presents $10,000 in Scholarship Funds
2024 United Heritage Charity Foundation Presents $10,000 in Scholarship Funds
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UHCU Announces Partnership with Austin Pets Alive! to Donate $300 for Every Home Financed
United Heritage Credit Union Announces Partnership with Austin Pets Alive! to Donate $300 for Every Home Financed
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United Heritage Charity Foundation Contributes to New Playground in Tyler!
The United Heritage Charity Foundation is proud to announce its contribution of $20,000 towards the construction of a new playground for PATH’s backyard. This exciting project will provide...
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Navigating the 2024 FAFSA Fiasco: How UHCU Can Provide Financial Relief
At United Heritage Credit Union, we believe in providing support to our members and people in the community at every stage in their life. We recognize that people looking to continue their educa...
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Calling All Texas Homebuyers: It's a Buyer's Market!
Looking to plant roots in vibrant Texas? Here's some exciting news for homebuyers: the market has shifted in your favor! Remember those crazy bidding wars and houses selling above asking pri...
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What Determines the Price of an Auto Insurance Policy?
Ever wonder what factors determine the cost of your auto insurance? The answer lies in the varying factors that insurance companies use to determine your individual risk profile and, ultimately,...
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What are Insurance Scores and Do They Affect Your Auto Insurance Rates?
Ever wondered why your friend with a "clean driving record" pays more for auto insurance than you? It might have something to do with insurance scores. But what exactly are they, and h...
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Does Filing an Auto Insurance Claim Mean Higher Premiums?
Hit a bump in the road with your car? While accidents happen, navigating the aftermath, especially when insurance is involved, can feel like a winding road. One question that often pops up: &quo...
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Don't Get Blindsided: Understanding Auto Policy Cancellation vs. Nonrenewal
Ever wondered why your auto insurance might not be renewed? It's a scenario that raises eyebrows and questions. At UHCU Insurance Services, we believe navigating the twists and turns of insu...
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8 Auto Insurance Myths
Confused about auto insurance? You're not alone. Many myths and misconceptions swirl around this essential protection, leading to costly coverage gaps or overspending. At UHCU Insurance Serv...
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2024 Observer Volume I
Click the image below to read our latest Observer newsletter. This volume includes articles on the following topics: UHCF Scholarship Entry Information 2024 Board Nominations Your B...
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United Heritage Credit Union Saddles Up as Presenting Sponsor for Rodeo Austin's Cowboy Breakfast
AUSTIN, Texas (February 27, 2024) – United Heritage Credit Union, a leading Texas financial institution committed to serving the community, is proud to announce its sponsorship as the Pres...
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What is Covered By an Auto Insurance Policy?
Hitting the open road feels liberating, but it's crucial to be prepared for the unexpected. And that's where your trusty auto insurance policy comes in – your financial guardian an...
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What is Auto Insurance?
Hitting the gas on your car feels freeing, but the thought of navigating auto insurance can leave you feeling stuck at a red light. UHCU Insurance Services is here to shed light on the intricaci...
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Online/Mobile Banking Got a Redesign
Your Online and Mobile Banking Homepage Has a New Look as of February 27, 2024! Click here to learn more.
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United Heritage Charity Foundation Donates $20,000 to Local Military and Their Families for the Holidays
United Heritage Credit Union and its Charity Foundation have partnered with Heroes Night Out, a local non-profit dedicated to supporting active military, veterans, and their families. United Her...
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2023 Donation Drive
We are excited to announce that UHCU is hosting a Donation Drive to benefit Heroes Night Out, a non-profit organization that is dedicated to providing resources and services to local Veterans, S...
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Stay Vigilant and Avoid Scams: Protecting Yourself on Social Media
Giveaways are an exciting way to engage with your credit union and community throughout the year. United Heritage Credit Union regularly hosts giveaways on our social media platforms. However, a...
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United Heritage Credit Union Sponsors Honor Flight Austin
United Heritage Credit Union and its United Heritage Charity Foundation are directly supporting local military veterans in the Austin area. On October 27, a group of volunteers, guardians, and m...
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Step-by-Step Guide: Hail Damage Next Steps
A recent hailstorm caused widespread damage to homes and cars in our community. If your home or car was damaged in the storm, you may be wondering what to do next.
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2023 Teacher Wishlist Giveaway
United Heritage Credit Union and its Charity Foundation directly supported local teachers within Texas to ease the burden of costs teachers pay out of their own pockets. Focusing on education is...
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2023 School Supply Drive
United Heritage Credit Union (UHCU) recently donated a variety of school supplies, including backpacks, binders, markers, and folders, to two charitable organizations in Central and East Texas: ...
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UHCU Has New ATMs
We're excited to have installed new ATMs at all of our branch locations! These new ATMs offer a variety of features that will make it easier and more convenient for you to complete your bank...
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Our Tyler Branch is Updating Operating Hours
Effective Saturday, September 23, 2023, our Tyler branch will have updated hours of operation on Saturdays to better serve our members. Lobby Monday – Friday: 9:00 AM – 5:00 PM ...
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River Place Branch Closing for Renovations
The River Place branch is being renovated soon. We’re excited to make updates to the interior of this branch in order to improve our members’ experience. Schedule of Closure...
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Don't Fall for Smishing: How to Spot and Avoid These Scams
In an effort to keep our members informed of current security threats, we wanted to let you know about a new trend we’re seeing from scammers who are impersonating financial institutions v...
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Lakeway Branch Closing for Renovations
The Lakeway branch is being renovated soon. We’re excited to make updates to the interior of this branch in order to improve our members’ experience. Schedule of Closures for Ren...
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2023 School Supply Drive!
Back-to-school is just around the corner, and that means it's time to start thinking about school supplies. But for many families, the cost of school supplies can be a financial burden. That...
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United Heritage Charity Foundation Presents Annual $5,000 Scholarship
The United Heritage H. Ralph Wilburn Memorial Scholarship Committee presented a $5,000 scholarship to Amanda Farrar on June 25 at the Dell Diamond in Round Rock, Texas.
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Round Rock Branch Closing for Renovations
The Round Rock branch is being renovated soon. We’re excited to make updates to the interior of this branch in order to improve our members’ experience. Schedule of Closures for ...
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Don't Wait to Buy a Home - Here's Why
As a potential homebuyer, you might be tempted to wait out the current high-interest rates with the hope that they'll drop soon. However, according to real-world scenarios, waiting might not...
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One-Time Passwords Offer Greater Security
In today's world, security is more important than ever. With the ever-increasing threat of cyberattacks, United Heritage Credit Union is taking every step possible to protect our members'...
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2023 Diaper Drive Benefiting PATH!
We are excited to announce that for the month of April, United Heritage will be supporting PATH as its Diaper Drive sponsor of the month! The United Heritage Charity Foundation has been working ...
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UHCU Sponsoring the 2024 Red Poppy Festival in Georgetown, TX
United Heritage Credit Union will be sponsoring the 2024 Red Poppy Festival in Georgetown, Texas from April 26 to April 28! Join us at the United Heritage booth for a chance to win fun prizes, g...
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United Heritage Credit Union Names New President and CEO
AUSTIN, Texas (February 1, 2023) – The United Heritage Credit Union Board of Directors is pleased to announce the appointment of Michael Ver Schuur as the new President and Chief Executive...
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2022 Observer Volume III
The 2022 Observer Volume III examines maximizing your home's equity, the 2022 UHCF Scholarship and Auto Raffle winners, credit union updates and more!
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Maximizing Your Home's Equity
The odds are good that your home is one of your largest investments and if you have equity in your home, it may be one of the best and easiest financial tools to use when you need cash. Leveragi...
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Notice of Discontinuation: UHCU Shared Branching
UHCU is discontinuing participation in the Co-Op Shared Branching network as of Monday, January 23, 2023. If you use Shared Branching to access your UHCU account read more for alternate options.
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Scam Phone Calls and Texts
The UHCU Fraud Department has received multiple reports from members stating that they are receiving text messages and phone calls from individuals impersonating UHCU employees. Read b...
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Notice of Discontinuation: UHCU Finance Manager
The UHCU Finance Manager service in Online Banking will be discontinued on Thursday, March 31, 2022. Please read more for guided instructions on exporting your account activity..
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Planning for Your Next Vacation
Once the holidays are over and we are back to the everyday grind of work and school, it is no wonder that many of us start to dream about warm weather, vacations and time to actually relax. ...
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Setting and Reaching Your 2022 Goals
There’s a lot of talk around the new year about setting new goals and revitalizing old ones. Each January, we declare that this is the year where we will get healthier, get a better ...
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Student Loans: Government vs. Private Funding
The cost of education continue to climb higher each year and as a result, many students have to borrow money to pay for the increased expenses. College expenses have vastly outpaced inflation ra...
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What Is Passive Income and How Can It Work For You?
If there’s anything that the last few years have taught us it's that every plan should have a backup plan. Financially, there are several ways to create security around an income...
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Financial Budgeting for the New Year
Celebrating the New Year is often a time of renewal. We sometimes resolve to make the New Year “our year,” start new diets, begin new exercise regimens and wipe out the things ...
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Managing Credit Card Debt
Credit card debt is one of the biggest financial issues for many Americans. Millions of us carry month-to-month balances on credit cards, and many people have found problems just mak...
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Paying For Higher Education: 5 Tips
The cost of higher education continues to outpace inflation, and is perhaps the biggest expense that some people will ever incur outside of buying a home. Tuition for public colleges avera...
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Top 3 Things To Winterize Your Home
Generally, Texas doesn’t get serious cold weather, but when we do, it’s usually a whopper of a storm. Being prepared for winter is easier than having to fix things when the wea...
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Updating Your Home After The Holidays
In the last few years, homeowners have seen a wave of new technology designed to make our homes smarter, more efficient and easier to maintain. Now it is not at all uncommon to have a robo...
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What You’ll Need to Apply for a Home Loan
No matter where you apply for a home loan, the process always requires many similar documents and kinds of information from you, the borrower. Lenders may have their own unique forms and r...
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Best and Worst Driving Habits – Something for Everyone!
Americans love their cars, and finding joy in driving seems to be a truly American trait. In most areas in Texas, a personal car is still the easiest way to get around. If you’re one of th...
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Winter is Coming: Prepping Your Car for Cold Weather
Although winter temperatures in Texas are generally mild in comparison to northern areas of the country, we’ve been known to have a few cold snaps that could leave some drivers unprepared....
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5 Tips When Researching a New Car
Purchasing a new car is a big commitment and can often be the biggest purchase a person makes, after their home. Like buying a home, plenty of research should be done before you consider buying....
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What Does Servicing My Loan Mean?
When you start drilling down into the world of real estate mortgage loans, as you’ve no doubt already noticed, you’ll discover a new world of terms and acronyms that seem designed to...
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What Happens Next After You Apply for an Auto Loan?
The loan process can seem a little mysterious to potential borrowers; you research loan rates, study different lenders and their loan principles, send in an application and wait for approval. Bu...
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Home-buying Trends: Second Homes
The current housing market remains hot and despite the stiff competition for property, buying a second home is becoming more and more common. And it’s happening closer and closer to ...
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Phishing Phone Calls/Texts
We want to inform our members that we have received multiple reports of UHCU members receiving phone calls and text messages from fraudsters indicating that they are a United Heritage representa...
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What Types of Loans Are There?
When you’re interested in buying a home, one of the first things you should do is compare different types of real estate loans. At United Heritage Credit Union, you’ll have several o...
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Phishing Emails: Company Impersonations
In an effort to keep our members informed of current online security threats, we wanted to remind you about a continuing trend we’re seeing from scammers who are impersonating large busine...
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Child Tax Credit Payments - What You Need To Know
The American Rescue Plan, which expanded the income tax credit program for families with children for 2021, has kicked off monthly child tax credit payments that began on 7/15/2021.
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How to Choose the Right Loan?
When you’re trying to decide on whether to rent, buy, or build, our loan specialists are great at helping you decide the right next step is in your housing journey. United Heritage Credit ...
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Tips for Buying Your First Car
Buying your first car is exciting, but can also be a bit nerve-racking. With a little planning and a bit of research, you can make the process easier and faster. Doing some homework before...
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Loan Estimates – What You Need to Know
When you’re looking to finance a home there are several things you need to consider, including the loan estimate, which is key in understanding the actual terms of the loan. The loan estim...
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Refinancing Student Loans - What You Need to Know
Student loans can be a huge burden to many Americans, and there has been much talk of government intervention in helping relieve some of the debt, but in the meantime, many are putting up with h...
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APR and Interest Rates - What’s the Difference?
Mortgages seemingly have their own language, and knowing what the terms mean can make a significant difference in how you understand your loan and the associated costs. Often, APR is confused wi...
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Should I Sell or Remodel My Home?
Despite the global pandemic, the housing market across Texas has been hot, but mostly for sellers. Housing inventory remains low and often homes are being sold within days of being listed, and a...
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What Communication to Expect During the Home Loan Process
Buying a home is most likely the biggest financial transaction you may make in a lifetime and communication is key to limiting stress during the home loan process. While hiccups can happen in th...
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Is Now the Time to Buy a Home?
Current mortgage rates have been the lowest offered in decades and the housing market has been booming. While the current market has been considered a seller’s market due to the increased ...
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What to do if you don’t qualify for the loan amount you wanted?
You’ve made the big decision to buy a home and gone through the application process only to find out that you don’t qualify for the amount you wanted. Now what? You’ve got some...
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How to Make Your Home Offer Stand Out in a Competitive Market
Housing markets across Texas are booming and mortgage rates are lower than they’ve been in years, so there’s hefty competition in the buying market. Frequently homes have offers on t...
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Now Is the Time to Plan Your Summer Getaway
Now that a COVID-19 vaccine is becoming more widely available, it looks like there may be an end to our time in quarantine. This means that all the things we’ve put on hold like vaca...
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Boost Your Auto Buying Power - Get Pre-Qualified
We’ve mentioned before how getting pre-qualified for an auto loan can increase your buying power, but what does that mean exactly? We’ll outline how doing some planning before you sh...
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What are QR Codes and How Do I Use Them?
For those who aren’t familiar with them, QR codes are a sophisticated form of a bar code that can be scanned using the camera app on most smart phones. QR actually stands for “Quick ...
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5 Reasons to File Your Taxes Early
Doing your taxes early really is worth the effort. The majority of Americans end up with a return, so filing earlier means that for many, you’ll have money back in your pocket sooner. Besi...
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6 Things to Know About Relocating to Austin
Austin is an amazing and fun city and there are a plethora of reasons to move here - great weather, the food scene and the booming job market are all reasons why people are flocking to Austin in...
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Presidents Day 2021: Get the Best Car Deals
There’s no better way to honor the birth of our first president, George Washington, than to spend a few pieces of paper adorned with his image. And the best place to get the biggest bang f...
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Bank Jugging: What It Is and How to Stay Vigilant
Bank Jugging is when a suspect or suspects observe bank/credit union customers entering and exiting the branch, using the drive-thru or accessing the ATM. The suspect(s) then follow the customer...
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How to Avoid a SMiShing Threat
In an effort to keep our members informed of current security threats, we wanted to let you know about a new trend we’re seeing from scammers who are impersonating large businesses through...
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Cutting Your Energy Costs - 10 Easy Ways to Reduce Your Electricity Bill
Reducing your bill can lead to significant long term savings and we’ve got some ideas to help get that cash back into your pocket!
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Top 7 Things to Purchase in January
January is a great time to pick up some great deals, and we’ve compiled a list of the top 7 items that are usually discounted in the New Year!
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5 Steps to Creating a Budget
One of the best decisions you can make for your financial future is to create and then stick to a budget. Taking a deep look at your finances can be intimidating, but it’s important to do ...
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Holiday Budgeting - Avoiding Over Spending
This year has been unprecedented, and many of us have adapted to online shopping, and therefore an increase in our online spending. As a country, we generally overspend our budgets each year. A ...
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Leasing vs. Purchasing a Car: What You Should Know Before You Start Shopping
If you’ve been shopping for a new car or truck, it’s very likely that you’ve seen some great pricing on auto advertisements. Most feel as if they are geared towards buyers with...
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Phishing Emails: Amazon Impersonation
In an effort to keep our members informed of current online security threats, we wanted to let you know about a new trend we’re seeing from scammers who are impersonating large businesses ...
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Credit Union Auto Loans - More Than Just a Loan
One of the most exciting parts of shopping for a new car is the seemingly endless options available. You’ve got heated seats, cooled steering wheels and third row options galore, but you a...
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Auto Loans 101: How to Navigate the Car Financing Process
Buying a car is exciting and can be overwhelming with choices. Should you buy new or used? Should you get the car from a dealership or via a third party? Should you lease or buy? Do you get thos...
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Get the Most Out of Your Auto Loan
Car loans are more straight-forward than some might think; you find a car you like and can reasonably afford, you finance the car and drive it off the lot. Sometimes this can happen in the span ...
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Credential Stuffing Attacks on the Rise
Credential stuffing attacks are on the rise and it's important for our members to know how to protect their information online. A credential stuffing attack is when usernames and passw...
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PO Box Update
Please note that our PO Box address has changed to: PO Box 202020; Austin, Texas 78720. Please update your records for any future mailings.
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Down and Detailed: All About Down Payments
Purchasing a home for the first time is a major financial milestone. Along the way, you’re bound to have questions. How much money will I need to put down? How will my down payment affect ...
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UHCU Mobile App Android Update: Mobile Deposit Photos
As we continue to evolve our digital services, we wanted to make our Android users aware of an update coming soon to the UHCU Mobile App. This update is specific to the Mobile Deposit feature wi...
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Buying a Home from Home
In the past, buying a home remotely was usually reserved for special cases such as vacation homes or because of a relocation. However, given our new norm of social distancing, buying a new home ...
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Credential Stuffing Attacks on the Rise
Credential stuffing attacks are on the rise and it's important for our members to know how to protect their information online. A credential stuffing attack is when usernames and passw...
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Reminder: Phishing Phone Calls + Security Pop-Ups
We want to inform our members that we have received reports of UHCU members receiving "Security" pop-ups asking them to call an out-of-area phone number, which is connected to fraudste...
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Supporting the Financial Well-Being of Our Communities
United Heritage is your foundation of economic well-being. While there is a lot of talk of being here for you, we mean it. We are expanding our services and offerings while others are scaling ba...
Read MoreReminder: Suspicious SMS Texts
UHCU has received multiple reports of members receiving a suspicious SMS text message requesting action by the member. We will never request this information from our members, including the last...
Read MoreYour Funds are Safe
We wanted to remind our members that the safest place for your funds right now is in the financial institution systems. UHCU will continue to provide members with access to their funds directly ...
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Spring is Coming – Considering a Refinance?
With spring just around the corner, is there a best time of the year to refinance your mortgage? That’s a question that only you will know the answer to—after all, everyone’s n...
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Why You Should House Hunt in the Winter
When we think of going house hunting, we tend to picture sunny skies and spring time, not cold and dreary days. Don’t let that scare you, as there are actually several advantages to h...
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Phishing Phone Calls
We want to inform our members that we have received multiple reports of UHCU members receiving phone calls from fraudsters.
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SMS Phishing Texts
Be aware that we have received multiple reports of UHCU members receiving a suspicious SMS text message requesting action by the member. We will never request this information from our members, ...
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8 Best Tips for Holiday Road Trips
Road trips - the quintessential American mode of travel that highlights the joys of the holidays like no other activity. It's a tradition, much like listening to your Uncle’s high scho...
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Fraudulent Checks & the Security of Your Account
While many people are taking advantage of paying their bills through Web BillPay, payment using a paper check may still be preferred in some circumstances to avoid transaction fees, for gift giv...
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4 Types of Student Scams and How to Avoid Them
From registering for classes to finding housing, going back to school for the semester can feel like an endless to-do list. It’s easy to get overwhelmed with forms, payments, and schedules...
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Internet Explorer Browser Support Ending
Microsoft announced earlier this year that they plan to end support for most versions of Internet Explorer (IE) in January 2020. Prior to this, support for IE 10 and older ended 1.12.16. What do...
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That International Call Could Be a Wangiri Scam
There’s a new robocall scam hitting the mobile phone scene and unlike others, this one is baiting you to call back. Dubbed Wangiri scams – Japanese for “one-ring and cut”...
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3 Steps to Take When Your Card is Compromised
Seeing a fraudulent charge on your credit or debit card may make your heart race, but it’s not a moment to panic. Rather, it’s the time to keep a cool head and take deliberate steps ...
Read MoreUHCU Coloring Book
We're happy to share our UHCU Coloring Book with everyone! Feel free to print the pages of Beaker and his friends for fun coloring time at home.
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Fraudulent UHCU Official Checks
Recently, United Heritage Credit Union became aware of individuals receiving fraudulent Official Checks containing the UHCU name and logo in the mail along with a pamphlet instructing the recipi...
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5 Tips for Buying a New Car
Whether you're buying a new vehicle or a pre-owned vehicle that’s new-to-you, the experience should feel rewarding. Unfortunately, many people find buying a new car to be stressful. Do...
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Debit Card Fraud Monitoring Update
Effective Wednesday, June 5, 2019, our debit card monitoring provider, Falcon Fraud Monitoring, is adding SMS/text messages and email as ways they may contact you to discuss potential fraud atte...
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6 Budget-Friendly Upgrades to Boost Your Home’s Value
There are only a few weeks left before summer officially begins and if you’re planning on selling your home soon, you should consider devoting some time to small, inexpensive weekend proje...
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7 Steps for First-Time Car Buyers
Are you a first-time car buyer? Before heading to the dealership, check out these steps on how to best buy a car.
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Tips to Avoid Identity Theft
In this age of information, we’ve all heard stories about identity theft and how rampant it has become. Recent stats and studies on identity theft crimes found that data pirates are becomi...
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Romance Scams
With so many sites, apps, and services dedicated to matching people up, the odds of meeting a compatible mate online have greatly increased over the past several years. However, more free and co...
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Fuel Pump Skimmers
Credit card skimmers are discreet smart devices that hackers, thieves, and scammers have been known to install at credit card terminals to steal information and make fraudulent purchases. Read a...
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Phishing Phone Call Alert
We want to inform our members that we have received multiple reports of UHCU members receiving phone calls from fraudsters. Please read the full post for more information.
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Six Helpful Tips for Buying a Home
When it comes to purchasing a new home, using the assistance of experienced UHCU Loan Specialists who know the process inside and out can help make the experience smooth and free of unnecessary ...
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Postcard Scam
We want our members to be aware that fraudulent postcards are being sent to members of credit unions near UHCU.
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Fake Apps Responsible for Banking Fraud
Android phones are extremely popular and therefore are targeted by malicious apps in order to steal banking information.
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Mortgage Terms and Disclosures: Learning a New Language
Purchasing a new home can be as exciting as it is intimidating. In addition to the numerous loan options and payment structures, there are mortgage-related words and terms that might be new to s...
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Expect the Unexpected: The Costs of Buying a House
A first-time homebuyer could easily overlook fees and expenses that come when purchasing a home. That’s why it’s important to learn about all of the costs you will have to budget for...
Read MoreSlaughter Branch Celebrates 10th Anniversary
United Heritage Credit Union’s Slaughter branch, located at 5011 W Slaughter Ln. in Austin, is celebrating its 10th anniversary with a fun, free event on Friday, September 21, 2018 from 3:...
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How to Protect Your Router from Recent Hacks
The FBI recommends that anyone who owns a wireless router reset it as soon as possible due to sophisticated malware that likely comes from Russian state-sponsored hackers.
Read MoreHappy Mother's Day
In honor of Mother's Day, we sat down with a few UHCU employees to talk about their moms and about being a mom. Happy Mother's Day!
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Watch Out for These 3 Common Scams
Scams come in many varieties, and millions of people fall victim to them each year. Learn about some of the most common tactics and check out these practical tips to help you spot and avoid scam...
Read MoreUpgrade to an EMV Chip Debit Card Today!
EMV Chip Debit Cards are available for United Heritage Credit Union members! Call or stop by any full-service UHCU branch to upgrade your card today.
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Lakeway Branch's 10 Acts of Kindness
United Heritage Credit Union’s Lakeway branch recently celebrated its 10th anniversary with 10 Acts of Kindness. As a way to say thank you to members and the surrounding community, the Lak...
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Lakeway Branch Celebrates 10th Anniversary
United Heritage Credit Union’s Lakeway branch, located at 3317 S RR 620 in Austin, is celebrating its 10th anniversary with 10 Acts of Kindness! Acts of Kindness include a member lunch on ...
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Beware of Port-Out Phone Scams
Fraudsters are illegally transferring cell phone numbers from one wireless provider to another in what are known as port-out scams.
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Protecting Yourself from Identity Theft
Identity theft occurs when a thief steals someone's personal information to commit fraud. Generally, the thief will use a stolen Social Security number or other personal information to open ...
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Security in the Online Banking Era
What do you need to keep in mind when using online banking in order to stay secure? Read this post for helpful tips.
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IRS Warns of Impersonation Telephone Scam
Scammers impersonating Internal Revenue Service employees are calling taxpayers and claiming they owe the IRS money that must be paid through a pre-loaded debit card or wire transfer. In an effo...
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Update Computer, Phone to Protect from Vulnerabilities
It was recently discovered that nearly all devices with microprocessors, including computers and smartphones, are vulnerable to at least one of two exploits that could allow hackers to steal dat...
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How to Browse Smart Online
As banking and shopping online are increasingly becoming the norm, United Heritage Credit Union reminds members to use caution when online.
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Protecting Yourself from Email Fraud
United Heritage reminds individuals to never provide an entity they do not know and/or trust with any personal, sensitive information via email.
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4 Scams You Should Know About
As fraud constantly evolves, United Heritage Credit Union reminds members to remain vigilant when it comes to their finances. Outlined in this blog post are a number of common scams that you can...
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FCC Warns of 'Can You Hear Me?' Scam Calls
The Federal Communications Commission is alerting the public to recent "Can you hear me?" scams in which fraudulent callers record a victim's voice over the phone. The fraudsters t...
Read MoreUnited Heritage Credit Union Celebrates 60th Anniversary!
Austin-based United Heritage Credit Union is celebrating 60 years of providing members with superior financial services.
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5 Ways for Austin Drivers to Minimize Auto Expenses
Although sitting in traffic can take a toll on the health of your vehicle, following a few simple guidelines can help ensure you're not spending a fortune on your car.
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3 Must-Dos Before Buying a Home in Austin
With an average list price of $414,563 for a four-bedroom, two-bathroom house, Austin-area homes are the most expensive in the Lone Star State. Check out these money-saving tips to ensure you do...
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Beware of Ongoing Telephone, Text Message Scams
In response to a variety of recent telephone and text message scams, United Heritage Credit Union wants to remind members of the common signs associated with financial scams so members can preve...
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Scam Alert: Criminals Hack into Apple Devices to Demand Ransom
Criminals are tricking Apple users into sending them money by hacking in to users' Apple accounts and convincing them that their devices have been compromised via a message on their Apple de...
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Jugging Robbery Trend Targets Bank Customers
In lieu of a recent increase of a crime known as jugging, United Heritage Credit Union would like to remind members to be aware of their surroundings when withdrawing cash.
Read MoreUnited Heritage Community Scholarships Awarded
The United Heritage Community Scholarship Committee presented two $5,000 scholarships to Eliza Cain and Zachary Ray at the 2016 Member Appreciation events.
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Maximize Your Refund with These Tax Tips
Preparation is key to guaranteeing the annual tax deadline doesn't overwhelm you. Check out the following tips on how to reduce stress and increase your refund, or decrease the amount you ow...
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Scam Alert: Telephone Wire Request
In light of a recent scam, United Heritage Credit Union urges members to remember to never arrange the transfer of money or provide personal information to unknown entities.
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Get Financially Fit This Year
The beginning of the year is a great time to get your finances in order. Though money management can seem a bit daunting at first, it doesn't have to be. Check out our advice below to see ho...
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How Much Car Can You Afford?
January is typically a slower car-buying month, which opens up the opportunity for potential savings. While acting fast can benefit you financially, it's still important to consider all of y...
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United Heritage Raises $3,450 for Holiday Toy Drive
With the help of members and staff, United Heritage Credit Union collected more than $3,450 worth of toys for the Austin Police Operation Blue Santa program this holiday season.
Read MoreUnited Heritage Named a Top Workplace
United Heritage Credit Union is thrilled to announce we've been named one of the Austin American-Statesman Top Workplaces for 2015! This marks the sixth consecutive year UHCU has made the li...
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United Heritage Credit Union Accepting Donations for Blue Santa
United Heritage Credit Union is holding a toy drive from Monday, November 16 to Friday, December 11 to benefit the Austin Police Operation Blue Santa program. With the help of Austin residents, ...
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EMV Cards: What You Need to Know
An EMV card is a standard-size credit or debit card that has a microchip embedded on the front of the card in addition to the traditional magnetic strip on the back.
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5 Factors that Influence Your Mortgage Interest Rate
If you're in the market for a new home, you're also in the market for a mortgage loan. And when it comes to loans of any type, it's key to work with a lender you trust. That's wh...
Read MoreUHCU.ORG Ranked as Top Responsive Banking Website
Recently the UHCU.ORG website was ranked 7 in The Financial Brand's list of 25 Inspirational & Responsive Banking Website Designs. Responsive websites are those that adjust to the size o...
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Romance Scams Revisited
Each year the popularity of online dating increases, the more people become susceptible to online dating scams. Yet, scammers who troll such social sites use the same-old tactics to swindle thei...
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Protect Your Router
In order to steal personal information, like Online Banking credentials, scammers are now sending emails including links that change the settings on your internet router if clicked. Attacks such...
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UHCU Named to Financial Brand's Power 100
United Heritage is now ranked among the top credit unions in the world (#88) on social media after being named to The Financial Brand's Power 100 list of credit unions.
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IRS-Impersonation Telephone Scam
The Internal Revenue Service (IRS) recently issued a consumer alert regarding an IRS-impersonation telephone scam. The callers claim to be IRS employees, may know information about you and also ...
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Financial Resolutions for the New Year
We're bringing back our first post of 2014 since it contains a lot of valuable information regarding financial resolutions that are still relevant. One of the best things about beginning a n...
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6 Holiday Travel Tips
This is a great time to visit friends and family. Unfortunately, holiday travel can cause your budget to suffer due to high-priced airline tickets, unexpected lodging expenses and more. Therefor...
Read MoreVirtual Currency: 5 Things to Consider
Although virtual currencies like Bitcoin, Dogecoin and XRP have been receiving a lot of press lately, many people are unaware of what they are, how they’re used or the risks associated wit...
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Bash Bug: What You Need to Know
Security experts have recently discovered a flaw in the system software used within most internet-connected devices –even Mac computers. Shellshock affects the Bash application, software t...
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First-Time Homebuyer: 10 Steps to Homeownership
Buying a home is an exciting experience, but it can also be overwhelming. It will probably be the single largest purchase you ever make and it requires thoughtful planning. Therefore, all first-...
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How Much House Can You Afford?
If you’re like most Americans, the question isn’t, “Am I going to finance my new home?” But rather, “What mortgage payment can I afford?” Before you beg...
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Security Warning: The Heartbleed Bug
An internet vulnerability affecting roughly two-thirds of all websites was recently discovered. Websites that use free, open source forms of encryption (OpenSSL) are at risk. UHCU’s w...
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How to Avoid Online Dating Scams
Nowadays, millions of people turn to online dating websites to find companionship and romance. Why not, right? The idea and convenience of meeting your soul mate on the internet is allurin...
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UHCU Employees Raise Funds for Dell Children's
United Heritage Credit Union staff members recently raised $460 for Dell Children’s Regional Heart Program by donating $5 each to the charitable organization.
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Your Security is Our Priority
United Heritage Credit Union considers the protection and security of our members’ personal information a very serious matter. With this in mind, we launched our new Online Banking system ...
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3 Financial Resolutions
One of the best things about beginning a new year is getting a fresh start. It’s nice to press that imaginary “Reset” button on January 1 and forget about the pitfalls of the p...
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7 Holiday Fraud Prevention Tips
The holiday season is quickly approaching, which means spending time with family, putting up fun decorations, preparing tasty food and shopping for holiday gifts. Unfortunately, it also means fr...
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